HELP Payment Plans
| Amount Financed | 12 Month 0% Plan | 24 Month 0% Plan | 36 Month 0% Plan |
| $300 | $25.00 | * | * |
| $400 | $33.33 | * | * |
| $500 | $41.67 | * | * |
| $600 | $50.00 | $25.00 | * |
| $700 | $58.33 | $29.17 | * |
| $800 | $66.67 | $33.33 | * |
| $900 | $75.00 | $37.50 | $25.00 |
| $1,000 | $83.33 | $41.67 | $27.78 |
| $1,100 | $91.67 | $45.83 | $30.56 |
| $1,200 | $100.00 | $50.00 | $33.33 |
| $1,300 | $108.33 | $54.17 | $36.11 |
| $1,400 | $116.67 | $58.33 | $38.89 |
| $1,500 | $125.00 | $62.50 | $41.67 |
| $1,600 | $133.33 | $66.67 | $44.44 |
| $1,700 | $141.67 | $70.83 | $47.22 |
| $1,800 | $150.00 | $75.00 | $50.00 |
| $1,900 | $158.33 | $79.17 | $52.78 |
| $2,000 | $166.67 | $83.33 | $55.56 |
| $2,500 | $208.33 | $104.17 | $69.44 |
| $3,000 | $250.00 | $125.00 | $83.33 |
| $3,500 | $291.67 | $145.83 | $97.22 |
| $4,000 | $333.33 | $166.67 | $111.11 |
| $5,000 | $375.00 | $187.50 | $125.00 |
* $25 Minimum Monthly Payment
Interest Rates & Interest Charges
| Annual Percentage Rate (APR) for Credit Extensions | 0.00% APR |
| Paying Interest | You will be charged interest from the date of the credit extension |
| Minimum Interest Charge | If you are charged interest, the charge will be no less that $0.50. |
Fees |
|
| Annual Fee | $0.00/Waived |
| Penalty Fee - Returned Payment Fee | $25.00 |
HELP Payment Plans
If you need a longer period of time to pay your balance, you can enroll in a 12 to 36 month HELP Payment Plan.
Regardless of the term you choose, your HELP Payment Plan will carry a 0.0% APR.
Enrolling is easy, call 712-250-8041 to set up your HELP payment plan.
When you are enrolling, please have your Cass Health bill available. You will need to provide the following information:
- Guarantor and Patient Names
- Guarantor Address
- Hospital Account Numbers
- Hospital Balances
If you have a HELP account, you can log into your account here.
HELP Payment Plan Features Include:
Guaranteed Line of Credit
- You have borrowing capacity equal to the amount you and any other family members currently owe.
Combine Accounts to One Payment
- You can choose to combine all of your family accounts into one HELP Payment Plan.
Affordable and Flexible Payments
- You choose the monthly payment that best suits your budget. The types of payments available to you are shown on the monthly payment chart.
No Pre-Payment Penalties
- You can always make double payments or pay off your HELP account early, with no additional interest or other penalties attached.
Three Year Payment Plans
- You can choose to spread your payments out for up to three years.
Future Hospital Bills
- Future Cass Health bills can be simply charged to your HELP account.
Easy Enrollment
- You will not be subject to a formal credit check. For most people, if you have a source of income, you qualify!
0% APR
- Regardless of the term you choose, your HELP Payment Plan will carry a 0.0% APR.
While Cass Health does offer this program to assist patients, please note that HELP Financial Corporation is an independent organization and is not controlled by Cass Health.

