HELP Payment Plans

Amount Financed 12 Month 0% Plan 24 Month 0% Plan 36 Month 0% Plan
$300 $25.00 * *
$400 $33.33 * *
$500 $41.67 * *
$600 $50.00 $25.00 *
$700 $58.33 $29.17 *
$800 $66.67 $33.33 *
$900 $75.00 $37.50 $25.00
$1,000 $83.33 $41.67 $27.78
$1,100 $91.67 $45.83 $30.56
$1,200 $100.00 $50.00 $33.33
$1,300 $108.33 $54.17 $36.11
$1,400 $116.67 $58.33 $38.89
$1,500 $125.00 $62.50 $41.67
$1,600 $133.33 $66.67 $44.44
$1,700 $141.67 $70.83 $47.22
$1,800 $150.00 $75.00 $50.00
$1,900 $158.33 $79.17 $52.78
$2,000 $166.67 $83.33 $55.56
$2,500 $208.33 $104.17 $69.44
$3,000 $250.00 $125.00 $83.33
$3,500 $291.67 $145.83 $97.22
$4,000 $333.33 $166.67 $111.11
$5,000 $375.00 $187.50 $125.00

* $25 Minimum Monthly Payment

Interest Rates & Interest Charges

Annual Percentage Rate (APR) for Credit Extensions 0.00% APR
Paying Interest You will be charged interest from the date of the credit extension
Minimum Interest Charge If you are charged interest, the charge will be no less that $0.50.

Fees

Annual Fee $0.00/Waived
Penalty Fee - Returned Payment Fee $25.00

 

HELP Payment Plans

If you need a longer period of time to pay your balance, you can enroll in a 12 to 36 month HELP Payment Plan.

Regardless of the term you choose, your HELP Payment Plan will carry a 0.0% APR.

Enrolling is easy, call 712-250-8041 to set up your HELP payment plan.

When you are enrolling, please have your Cass Health bill available. You will need to provide the following information:

  • Guarantor and Patient Names
  • Guarantor Address
  • Hospital Account Numbers
  • Hospital Balances

If you have a HELP account, you can log into your account here.

HELP Payment Plan Features Include:

Guaranteed Line of Credit

  • You have borrowing capacity equal to the amount you and any other family members currently owe.

Combine Accounts to One Payment

  • You can choose to combine all of your family accounts into one HELP Payment Plan.

Affordable and Flexible Payments

  • You choose the monthly payment that best suits your budget. The types of payments available to you are shown on the monthly payment chart.

No Pre-Payment Penalties

  • You can always make double payments or pay off your HELP account early, with no additional interest or other penalties attached.

Three Year Payment Plans

  • You can choose to spread your payments out for up to three years.

Future Hospital Bills

  • Future Cass Health bills can be simply charged to your HELP account.

Easy Enrollment

  • You will not be subject to a formal credit check. For most people, if you have a source of income, you qualify!

0% APR

  • Regardless of the term you choose, your HELP Payment Plan will carry a 0.0% APR.

While Cass Health does offer this program to assist patients, please note that HELP Financial Corporation is an independent organization and is not controlled by Cass Health.